Terms & Conditions

Effective date: July 5, 2025  |  Last updated: July 5, 2025

1. Acceptance of Terms

By using Global Insurance Mall (buy.globalinsurancemall.com), you agree to these Terms. If you do not agree, please do not use this site.

2. Nature of Our Services

We are an independent comparison and advisory platform. Our advisory service is 100% free of charge. We act as your independent advocate throughout the entire process, including during claims or complaints. We do not underwrite or issue insurance policies directly — contracts are entered into directly between you and the chosen provider.

3. Applicable Law

The law applicable to any insurance contract concluded through this platform shall be the law of the place of residence of the freely chosen service provider, unless otherwise expressly agreed in writing between the user and the provider.

4. Legal Compliance

United Insurances Worldwide complies with applicable local and international law, including:

• E-commerce regulations in applicable jurisdictions.
• Anti-Money Laundering (AML) and due diligence (FATF standards).
• Anti-corruption and anti-bribery — zero tolerance policy.
• Counter-terrorism financing — no engagement with sanctioned persons or entities.
• Data protection — GDPR and applicable privacy regulations. See our Privacy Policy.

5. Our Mission and Values

We believe insurance is a fundamental tool for financial protection and peace of mind. Our mission is to promote a more humane, responsible, safe, and collaborative world; respect the law; promote truth, ethics, and global justice; support financial, family, and asset protection; support peace, social causes, and respect for human dignity; and protect the environment and all living beings.

6. Intellectual Property

All content on this site is the property of United Insurances Worldwide or its licensors. Reproduction without prior written permission is not permitted.

7. Third-Party Providers

We are not responsible for the content or practices of third-party providers linked from this site. Contracts and claims are governed by the respective provider's terms.

8. Disclaimer

Information is provided "as is." Coverage terms are defined exclusively by the insurer's policy documentation.

9. Modifications

We may modify these Terms at any time. Continued use constitutes acceptance of revised Terms.

10. Contact

United Insurances Worldwide — Represented by Francisco Viloria
Email: [email protected]